I am 100% satisfied with the service provided by the attorneys at the Roman Law Firm. I felt supported at every step. The attorneys were extremely experienced, attentive to detail, and always available.
Bankruptcy Attorney for DC, Virginia, and Maryland
Chapter 7 and Chapter 13 can stop garnishments, lawsuits, and foreclosure. Before any bankruptcy filing decision, we review eligibility, asset risk, and local exemption rules so you understand your options, what can be protected, and what to expect.
Roman Chebotarev
Bankruptcy Representation in DC, VA & MD
★★★★★ 5.0 on Google
Which Bankruptcy Chapter Fits Your Case?
In DC, Virginia, and Maryland, most filings proceed under Chapter 7 or Chapter 13. The right chapter depends on income, what you own, and how your assets are structured.
Chapter 7
A shorter process used to eliminate qualifying unsecured debt.
- Stops most collection activity, including lawsuits and garnishments.
- Often appropriate when income falls within Chapter 7 guidelines and assets can be protected under exemption law.
Chapter 13
A structured repayment plan approved by the court.
- Used to protect property and address secured debt through a court-approved plan.
- Often required when income exceeds Chapter 7 limits or assets need structured protection.
Not sure if Chapter 7 fits? Run the Chapter 7 means test calculator to see where you stand.
Attorney-Led Bankruptcy Representation
Bankruptcy affects your property, income, and long-term financial stability. Each case is evaluated and structured deliberately, with attention to jurisdiction, exemptions, and court standards.
Pre-Filing Consultation
Every case begins with a review of eligibility, asset protection, and timing risk before any petition is filed.
Local Court Familiarity
Practice experience in DC, Northern Virginia, and Maryland courts where trustee expectations and confirmation standards differ.
Individual Case Strategy
No volume filings. Each case is structured around income durability, property exposure, and long-term objectives.
Bankruptcy Outcomes Vary by District
Bankruptcy law is federal, but outcomes vary by district. Exemptions, trustees, and confirmation standards differ across the DMV.
Start with the question you need to solve
Compare chapters, check eligibility, plan costs, or start with the collection problem that is happening now.
Choose a path
Respond to collection pressure
Trusted by Bankruptcy Clients Across DC, Virginia, and Maryland
Real feedback from people we represented in Chapter 7 and Chapter 13 matters.
Bankruptcy Feasibility Review
Before filing, we assess whether a proposed Chapter 7 or Chapter 13 strategy is legally viable and likely to withstand trustee review under local court standards.
Income & Stability
Whether projected income can sustain payments or support Chapter 7 discharge eligibility.
Asset Exposure
Home equity, vehicles, and non-exempt property.
Timing & Risk
Foreclosure dates, garnishments, lawsuits, and deadlines.
Confirmability
Whether proposed payments meet trustee requirements and remain viable through confirmation.
