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Roman Law Firm

Roman Law Firm

Bankruptcy Attorney in DC, VA, and MD

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Roman Law Firm office in Washington DC

Bankruptcy Attorney for DC, Virginia, and Maryland

Chapter 7 and Chapter 13 can stop garnishments, lawsuits, and foreclosure. Before any bankruptcy filing decision, we review eligibility, asset risk, and local exemption rules so you understand your options, what can be protected, and what to expect.

Get a Bankruptcy Consultation (202) 820-6141
Roman Chebotarev

Roman Chebotarev

Bankruptcy Representation in DC, VA & MD

★★★★★ 5.0 on Google

NACA
American Bankruptcy Institute
BBA
NACBA
Chapter Options

Which Bankruptcy Chapter Fits Your Case?

In DC, Virginia, and Maryland, most filings proceed under Chapter 7 or Chapter 13. The right chapter depends on income, what you own, and how your assets are structured.

Discharge

Chapter 7

A shorter process used to eliminate qualifying unsecured debt.

Typical Timeline

Often completed in 3–4 months.

  • Stops most collection activity, including lawsuits and garnishments.
  • Often appropriate when income falls within Chapter 7 guidelines and assets can be protected under exemption law.
Learn About Chapter 7 →
Repayment Plan

Chapter 13

A structured repayment plan approved by the court.

Plan Duration

3–5 years under court supervision.

  • Used to protect property and address secured debt through a court-approved plan.
  • Often required when income exceeds Chapter 7 limits or assets need structured protection.
Learn About Chapter 13 →

Not sure if Chapter 7 fits? Run the Chapter 7 means test calculator to see where you stand.

Attorney-Led Bankruptcy Representation

Bankruptcy affects your property, income, and long-term financial stability. Each case is evaluated and structured deliberately, with attention to jurisdiction, exemptions, and court standards.

Pre-Filing Consultation

Every case begins with a review of eligibility, asset protection, and timing risk before any petition is filed.

Local Court Familiarity

Practice experience in DC, Northern Virginia, and Maryland courts where trustee expectations and confirmation standards differ.

Individual Case Strategy

No volume filings. Each case is structured around income durability, property exposure, and long-term objectives.

Jurisdiction

Bankruptcy Outcomes Vary by District

Bankruptcy law is federal, but outcomes vary by district. Exemptions, trustees, and confirmation standards differ across the DMV.

Washington DC bankruptcy jurisdiction

Washington, DC Bankruptcy Attorney

High property values and income scrutiny shape repayment plans.

Virginia bankruptcy jurisdiction

Virginia Bankruptcy Attorney

Restrictive exemptions make precise planning critical.

Maryland bankruptcy jurisdiction

Maryland Bankruptcy Attorney

Trustees emphasize documentation and long-term payment durability.

Bankruptcy resources

Start with the question you need to solve

Compare chapters, check eligibility, plan costs, or start with the collection problem that is happening now.

Choose a path

  • Chapter 7 vs. Chapter 13 Compare the liquidation and repayment-plan paths. →
  • Chapter 7 means test Screen income using the current jurisdiction calculator. →

Respond to collection pressure

  • Can bankruptcy stop a debt lawsuit? Identify the case stage and what bankruptcy may change. →
  • Stop foreclosure Review sale timing and Chapter 13 arrears planning. →
  • Stop car repossession Review the options before repossession, after seizure, and after sale. →

Plan cost and timing

  • Bankruptcy cost Review filing fees, course costs, and attorney-fee factors. →
  • Chapter 13 payment calculator Estimate a plan payment from debts, arrears, and administration. →
  • Chapter 7 timeline Follow the preparation, meeting, deadline, and discharge sequence. →

View all bankruptcy resources

Client Results

Trusted by Bankruptcy Clients Across DC, Virginia, and Maryland

Real feedback from people we represented in Chapter 7 and Chapter 13 matters.

I am 100% satisfied with the service provided by the attorneys at the Roman Law Firm. I felt supported at every step. The attorneys were extremely experienced, attentive to detail, and always available.
Corina M. - Virginia Bankruptcy Client
Corina M.
Virginia Bankruptcy Client
The best law firm around! Great service and fast. The guidance and support we have received from the team at Roman Law Firm has been fantastic. Whenever I had questions or concerns they were always very responsive and gave me excellent advice. Roman and James are both exceptional bankruptcy attorneys. I highly recommend Roman Law Firm.
Chris Glasser
Chris G.
CEO at Business Key Group
We quickly had to get legal counsel and luckily for us, we found Roman Law Firm and James was assigned to our case. I can't say enough good things. Honest, reliable, professional, and get the job done. They helped me with two separate issues and did it fast and in a very cost-effective way. Thank you, Roman Law Firm!
David Elson
David E.
CEO at Azelia Group
Before You File

Bankruptcy Feasibility Review

Before filing, we assess whether a proposed Chapter 7 or Chapter 13 strategy is legally viable and likely to withstand trustee review under local court standards.

Income & Stability

Whether projected income can sustain payments or support Chapter 7 discharge eligibility.

Asset Exposure

Home equity, vehicles, and non-exempt property.

Timing & Risk

Foreclosure dates, garnishments, lawsuits, and deadlines.

Confirmability

Whether proposed payments meet trustee requirements and remain viable through confirmation.

Request a Consultation (202) 820-6141

Roman Law Firm

Roman Law Firm
1015 18th St NW #1200
Washington, DC 20036
(202) 820-6141
Chapter 7 Chapter 13 Washington, DC Virginia Maryland
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